Prescription History / Antidepressants
Antidepressants and final expense insurance
e.g., Zoloft, Lexapro, Wellbutrin
Among the most common prescriptions a carrier will see, and rarely a barrier on its own.
Depression and anxiety touch an enormous number of families, and most carriers treat a steady antidepressant prescription as routine rather than a warning sign. Stability is what really counts — how long your loved one has been taking it, whether the dose has changed recently, and whether there's ever been a hospitalization tied to it. A prescription that's been steady for a long time is usually a non-issue.
Please keep in mind
No two insurers necessarily see this medication the exact same way — each one writes its own internal guidelines. What stays true everywhere, though, is that your answers need to be honest ones. The insurer will check your prescription history quietly in the background regardless of what you write down, and finding a gap between the two later is what actually puts your family's claim in danger.